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Building Relationships Beyond Lending

Thank you for checking out our website. Our goal is to help business owners obtain working capital that is tailored to the individual needs  of the business owner at an affordable price.


50+ Small Business Loans/Credit Lines


Fixed Rates Starting At Just 3%​

Modernized Lending Solutions For Today's Business's

Let's face it...... Small Business's are the heart of America and account for over 86% of all US business's today. Unfortunately many business owners find it difficult and confusing when trying to get working capital from today's mainstream banks and lending institutions. Many times business owners are left with nowhere to turn to.  With mainstream lending institutions  still at a 79% decline rate for small business loans, business owners need a place to go turn that will take the legwork out and get them the capital they need. We don't operate as traditional lenders do. We are in different more challangeing times today.  Running and sustaining a business is harder then ever before. Expecting every business and its business owner's to fit into one specific box in order to qualify for financing is just unrealistic. We have modernized the business lending process, making it  easier  then ever before for business owners to access the financing they need and FAST.  


   Because we have access to over 50 different lenders nationwide, it allows us to a have tremendous amount of flexibility. This ensures you will always be put in the loan product that is best suited for your personal business needs and at a price you can afford.


Get funded in as little as 24 hours with our fast approval process

Loan amounts up to 2 million and credit lines up to 500k 

No minimum FICO/No Collateralization/No Assets Required

Dedicated to Helping Small Businesses Grow

It ‘s important to us, that you make a sensible and informed decision when borrowing working capital. We will guide you through each and every step of the borrowing process, keeping you updated and informed every step of the way. 


Call us today 855-601-4368

Meet the Owner

“I started my company back in 2008 because of the astounding number of businesses in need of working capital and the tightened lending guidelines of traditional lending institutions. Over the past years, mainstream banks are still, in most cases, unwilling to lend to business owners wishing to obtain financing for a variety of different reasons.


Fortunately, I understand the current lending market very well and dedicate myself  to helping business owners obtain the financing they need. 

I realized early on that a business is much more than a credit score or a personal asset to secure a loan. 


Most businesses need capital for a number of different reasons to operate at full their capability and  in order to mature and expand into their full potential.


My professional career experience in business finance, commercial, and residential lending has fully rounded  and prepared me into the business professional I am today. I have over 20 years of being in the finance/lending arena. Through this time, I have developed a multitude of different relationships in varied markets. Because of this, it has allowed me to fund businesses in even the most unique circumstances and situations.


We currently offer a full range of products, including business lines of credit, equipment financing loans, franchise and franchise set up loans, merchant cash advances, small business term loans, secured and unsecured business loans, hard money loans, construction loans, working capital, and bad credit loans.


My company also has relationships with many Venture Capitalists who are always interested in taking on and funding new and innovative businesses. 


With terms that range from 3 months to 10 years, I am always looking to build relationships for the long term.


I value the business and personal relationships I have developed in the past and wish to continue to build relationships while helping businesses in need.”


-James Pepio

​​Contact us today:

(855)​-601-4368

Monday-Friday   10am-8pm EST

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